Privacy Policy

Dutched · Effective August 23, 2026

Dutched is an expense-splitting app operated by its independent developer. This policy says exactly what the app collects and why. No more, no less. The short version: we collect the minimum needed to split expenses, your receipts never leave your phone, we never require your personal email address, and we never sell data or show ads.

What we collect

• Account: you sign in with Apple. We receive Apple's anonymous identifier for the app and, on first sign-in, the name you choose to share. There are no passwords.
• Contact email: when you sign in, Apple asks whether to share your email with Dutched. We store whichever address you choose, including a Hide My Email relay; if you pick Hide My Email, we never see your personal address, and we never ask you to reveal it. It is used only for account functionality and messages you request, never for marketing you didn't ask for, and you can see or remove it anytime in the app under Account → Privacy.
• Your expense data: the groups, expenses (amounts, descriptions, dates, categories), settlements, recurring schedules, and comments you create. That's the product, and it's stored so your groups stay in sync. When you send a payment reminder, we record who nudged whom and when, to enforce the once-a-day limit.
• Names you add: if you add a group member who doesn't have the app, we store the name you typed or imported for them.
• Push token: if you enable notifications, the device token needed to deliver them.
• Usage signals: a small set of first-party event counters (for example "an expense was created"). They never include amounts, descriptions, or any content. We use no third-party analytics, no advertising SDKs, and no cross-app tracking.
• Crash reports: if the app or server errors, technical crash data (device model, OS version, stack trace) is processed by Sentry so we can fix bugs. Request contents are stripped before anything is sent.
• Security logs: the server keeps an audit trail of account and money-affecting actions, including IP address, to protect your account and your groups' ledgers.

Receipts stay on your phone

Receipt scanning runs entirely on your device. The photo is never uploaded and we never see it. Only the details you accept become expense data: the amount and merchant.

What other people see

Members of a group see that group's expenses, balances, and member names. That is what the app is for. A member can create a view-only web link for a group; anyone with that link can see the group's balances and recent expenses until a member turns the link off. No money ever moves through Dutched, and we never collect bank or card details.

Who processes data for us

Dutched runs on a small set of service providers, all processing data only on our instructions: Fly.io (application hosting, USA), Neon (database, USA), Sentry (crash reports), Expo and Apple (push notification delivery), and Apple (sign-in). We do not sell or share personal data for advertising, with anyone, ever.

Deleting your account

In the app: Account → Delete account. This permanently removes your sign-in identity, contact email, sessions, push tokens, and usage signals, and detaches your name. Because groups are shared ledgers, expense amounts you were part of and comments you wrote remain visible to your groups, attributed to "Deleted user"; removing them would corrupt other people's balances and conversations. Security logs are kept for their protective purpose.

Children

Dutched is not directed at children under 13, and we do not knowingly collect their data.

Changes & contact

If this policy changes, the new version appears here with a new effective date. Questions about this policy or your data: support@getdutched.com. You can delete your account at any time from the app's Account screen; the "Deleting your account" section above says exactly what is removed.